MAKE THE PHONE RING!!!!!!

MAKE THE PHONE RING!!!  Other then working on the short sale pulling my hair out with them my new I phone is sitting silent.....NO ONE IS CALLING.. not family not friends not clients......today was dead!!!!!!!

Well I got my expired letters typed..read some good articles on this coming years market...got 1 email for a listing appointment next tuesday at 3........solid my I phone 4 on craigslist in 2 hours.....wish my homes would sell that fast..lol.....checked my website.. only had 16 hits today.....

DID THE WORLD END TODAY?????   CALL ME SO I KNOW IM STILL ALIVE...LOL......


Well on the good side I got my bushes trimmed.. my new dishwasher installed all my listings updated...just no new clients..sales..or listing contracts today... come one I have to do 1 a week!!!!!!and the weeks about over!!!!!   Hello???? anyone out there???




Happy are those who dream dreams and are ready to pay the price to make them come true.
- Leon Joseph Suenens

SHORT SALE SHORT SALE SHORT SALE!! PANAMA CITY FL

SHORT SALE SHORT SALE SHORT SALE PANAMA CITY FL. 


I have been working this short sale with Hancock bank since Nov 1. I still cant get past the initial inputer. She called me last Thursday and said she needed a few more things I got them all for her except a 40506 t form. She promised to send it to me last Thursday and I have called her everyday and left voicemail for here that we need it. Yesterday the buyer sent a cancelaton request...GRRRR  I have asked for a supervisor and they keep telling me one is not available!!!! come on now..What kind of bank is HANDCOCK BANK!!!! THEY DONT CARE ABOUT THEIR CUSTOMERS. To think the FDIC took over Peoples bank and put these jokes in charge....just another bank gonna go belly up........

The secret of many a man's success in the world resides in his insight into the moods of men and his tact in dealing with them.
J. G. Holland

SEVEN SEAS OF REAL ESTATE IN PANAMA CITY BEACH FLORIDA

 THE LAST FEW DAYS HAS BEEN KINDA SLOW AND SMOOTH HERE IN PANAMA CITY BEACH..I LIKE IT BETTER WITH WAVES...just worked in the office Monday and Tuesday. Had a few floor calls...got my expired letters done                

Could not get Sprint to replace my defective phone. They wanted me to pay full price for the exchanged phone and would credit my account back once they recived it. THAT IS SO NUTS give SPRINT $500 for a phone I paid $100 for and then they were gonna charge me a restocking fee of $39...all this for a phone that did not work when I recieved it.. come on.. Great customer service guys. I have been with them 9 years!!!!   Well now I am a Verizon customer. Have a friends old style phone to use till my new one gets here. They told me the phone I wanted wouldn't be available for 10 days....but you know what I get an email last night saying its been shipped overnight to me..WOW.. now thats smashing your expectation... in a good way..lol.....

Nothing else to really report today..lol... so have anice day sailing....

“The consequences of today are determined by the actions of the past. To change your future, alter your decisions today.” ~ Anonymous

SHORT SALES BETTER DO THEM NOW OR PAY 10'S OF THOUSANDS TO THE IRS

SHORT SALE BETTER DO IT NOW!!!! PANAMA CITY FLORIDA (edit/delete)

SHORT SALE BETTER DO IT NOW.  Uncle Sam has decided that you only have till December 31, 2012 for tax relief on your short sales. So PANAMA CITY FLORIDA and everywhere else in the good ole USA if you are under water on your home as most are and you want to get out of it and safe 10's of thousands you better get it on the market now.....Ypu know banks 2-6 months to process a SHORT SALE so if you dont have it under contract by June you maybe #$%^ out of luck.

I just sold a condo for a client that he lost $300,000 on it. That will be the 1099 he gets from the IRS being in the 28% bracket if it would of sold next year he would of had to pay $84000 to the IRS on that sale....DO YOU HAVE 1 20, 50, 100,000  TO HAND OVER?????

YOU BETTER CALL ME NOW AND GET STARTED SELLING THAT PROPERTY!!!!!!!!!

Weekend at Panama City Fl showed 17 HOUSES

Well Im not Perfect yet I have missed a few days..lol...Has been a few good days though in PANAMA CITY REAL ESTATE. Friday was a busy day. I had phone problems. I got a new apple I phone 4 and it stinks. Calls dropping. voice mail s when phone doesnt ring.. texting not working. Not a good thing when your phone is your office. So I had to drive 20 miles to my office downtown because I had to set up appointments for Saturday. I had 17 HOUSES TO SHOW SATURDAy. woooooo and ughhhhh..lol  I am happy to be so busy but man I was so wore out when I was done Saturday. I started at 830 and finished at 5pm....missed most of the 1st playoff game but did get to see the Saints give em that spanking they deserved....Missed some of it because I was at a friends Bday party sneaking peeks...

OH YES I did get a contract on one Home Saturday. They Countered us this morning see what happens. Saturday afternoon I got a call on another listing I have so I made an appointment for Sunday at 11 to show it. Nice young couple trying to move closure to town. Wasn't what they really wanted but we are still working with me to find something for them.. woo....

Enjoyed the games Sunday and went to the beach some.. ended up play poker at friends house Sunday night for a bit... wasnt such a good Idea.. Dont ask how much I lost..lol.......


If you do not hope, you will not find what is beyond your hopes.
St. Clement of Alexandra

1 minute to late in Real Estate in Panama City Florida

1 Minute to late..Seems that is the way its been in Panama City Real Estate lately. I was out showing this couple property till 8 pm last night. We have made offers on 3 houses already, and all three as soon as I get contracts in to them they say we just got an approved offer on it. Yet they still sit in the MLS as active for days. The first one they saw yesterday we ended up going back this morning and looking at it a second time.  They wanted to make an offer on it. They said you sure its still available. I said well its been on the market for 379 days  and I looked on my I Phone and checked the MLS and it said it was. So we went to the office and did an offer I emailed it to the agent and my phone rings. LOL  GUESS WHAT...yes she says I'm sorry Joel we got an offer early this morning and the bank signed off on it. Now this was at 9:37.

I don't know if its me or them..One of us is jinxed..lol... THAT WAS HOW THE DAY STARTED.


I have this short sale I have been working on since 1 Nov. It is with Hancock bank a newer Bank in our area. The FDIC closed one of the big local banks here and brought Hancock in from LA to take it over. Well the original loan is from Peoples Bank the old bank. They said they do not work the short sales from Peoples but out source them to this company...but they couldnt give me a phone number or contact for this company.. I started with bthe local branches and ended up at the main branch in LA and finally got a contact number right at Thanksgiving. They called and said I had to get a form signed of course from the owner saying they could talk with me. I got that to them the next day. I called and had to send the letter 4 times before they said they got it.. Finally on Dec 8th I got an email with a list of what they needed. I got it together and sent it to them on the 10th. I have been calling everyday to make sure they have it. The switchboard wont let you talk to the person working on it all they say is Its being processed and not complete yet..

Well today I got kinda shitty and finally got to a supervisor. He swore he would find out whats going on and get right back to me. That was at about 1030 this morning..Finally around three I called back and kinda got more uppity. At 430 finally a Karen calls me and says "we cant process your file yet we are missing a few papers". So I asked what she needed as I number each page of my file and I know I sent them everything on the list. lol she says we need the last 2 months bank statements I said you have them. she said no they are for Sept Oct and I said yes you have been working this since Nov1. she says no Im working it now and I have to have Nov and Decembers also I need a New YTD P & L for 2012 now.. lol we are 4 days into the year....GRRRRR oh and it has to be notorized by a accountant..lol......

NICE MORNING I'D SAY...this is what happens in Real estate lots of ups and downs....

Now for the afternoon...... It actually was pretty good. I got a listing appointment for Friday at 2 and I got a call From a guy in VA that wants some commercial property and is gonna make an offer he says on something. I sent him some blank contracts....woooo them My guy I have been working on a MILLION DOLLAR PENTHOUSE CONDO ON THE BEACH called and touched base with me saying he ways just days away from making an offer. He met with his account and should do something before the middle of next week......Man that made the whole day awesome!!!!!!

Left work about 4 took a bottle of wine over to a friends work had a beer with her came home to a mess..lol.. dog had peed all over his room...I tried to act mad because I don't want him to go it often..but he was alone since 730 this morning to about 6 I couldnt hold it that long..lol......


I am so glad at least there is action..seems real estate here is starting to pick up again....I need 4 mil this year in sales somehow!!!!!!!!


Nothing can stop the man with the right mental attitude from achieving his goal; nothing on earth can help the man with the wrong mental attitude. 
Thomas Jefferson

FOOTBALL FOOTBALL FOOTBALL...h

The 2nd was just FOOTBALL FOOTBALL FOOTBALL...I started the day out nervous as all heck.. I am a huge Penn State fan.. We played the first game of the day against a great University of Houston team.  All my friends kept telling me and all the sports Guru's were picking Penn State. I have watched everyday and knew we were great against the rush but our pass defense was not that good.. Everyone said well you have the #5 pass defense in the country... Remember we play in the Big 10 who passes??? then our out of conference game was Bama.. They don't pass much either....Id seen this sit back and tackle prevent pass defense. I said we have a month to get ready.. We know they only pass and dont run....Bradley is a defense genius....The game started and we did the same only let them catch it 10 yards down the field and then tackle them....I knew we were in for a long day just after the first three plays....

It has been a strenuous 3 months for our boys.. they have been put into a position no Teenager should be....The had a huge sex scandal...they had their coach taken from them...their school board abandoned them...They lost their QB and their wildcat QB/WR.... Every Blog and sports board you looked at they are getting there butts ripped....what about the victims.. everyone says.. who cares about the team.. they should be disbanded.. they shouldn't even be able to play....they should change the name of the team...

It is a very sad and discussing thing that happened...but it happened to a retired Penn State employee.. one of the supposed instances happened on campus late at night in the gym showers....yes he had been a football coach at PSU 4 years earlier..in his retirement package he was given an office in the sports area..and yes he abused it....yes it happened 10 years ago and there has been victim to come forth to substantiate that what McQueerys several times changed story is accurate..but I agree even showering with the boy is wrong...

But here we are .. all condemning an 85 year old coach.. 75 17-21 year old kids...for what??  We all know there were allegations in 1998 they were turned over to the police and they found not enough to be charged a crime. Joe Paterno told his supervisors.. they met with McQuerry...That was the top 2 people in the administration. How do we know if Joe Paterno did not follow up and was told their was nothing to it? He didnt actually see anything happen.. actually his relationship with Sandusky had soured when he retired. They really didnt communicate.. they were not friends.. they did not hang out together....

The board had had all these same facts they had on the day they fired Joe Paterno for over 24 months before hand. So all because they become public now it was time for action....not even the right action....Heck at 52 I cant remember most days what I had for lunch yesterday how can an 85 year old man who we have all seen deteriorate remember what happened 10 years ago properly? 

Because he said I should of done more every says he had to know something...How many times in your life.. and it has happened to me....a friend kills himself.. or harms someone else and you say I should of done more in hindsight???   Could we of even if we wanted to??? would it of changed the outcome?? I had my brother in law kill himself and I reflect on that my whole life.. what could I of done if anything....what about the kids at that school who planned and murdered all those kids how many people say I should of known .. I should of done more.....do you know someone who died of drugs overdose.. killed themselve or someone else driving drunk.. killed or hurt their spouse???  Dont you say I wish I had done something maybe that wouldnt of happened??????

The Attorney General sat in on the meeting and pushed the board to fire Joe Paterno.. This is the same guy who started this investigation in 2006 and knew all the facts for 5 years and did nothing.. and Just 90 days earlier approved a 3 million dollar grant to Sandusky Foundation knowing he was raping children through this foundation... His answer was if we didnt then he would of known we were investigating him.... I have something to tell you...HE ALREADY KNEW!!!!!!!! The attorney General was smart.. he did the RIGHT THINg for him.. He deflected all the blame on the coach and these teenagers to save his own skin....what a masterful plan....

What about 2nd mile charity to they were told by the Penn State adminastration who supposedly did nothing in 2002!!! yes for 10 years the foundation knew but kept feeding Sandusky children to prey on.... Have you heard one word come out against them...oh and as soon as it went public they tried to dissolve the charity so no one could be sued...NOW tell me they had no knowledge.. If they didnt why try to close the charity and run and hide?????

Again I think what Sandusky did is HORRIFIC.....I think all the blame has been put on the unresponsible though.....

These players on the Penn State team did not do anything wrong.. with the facts that are in hand now Joe Paterno did what he was legally obligated to do....We dont know morally because no one has given us a chance to find out....

Well anyways I have vented now...lol

Other then seeing my team lose I had a great day.. I hung out with friends all day watching football..eating some delicious food.. played some poker was up till the end.

Monday was a great day!!!!!!